Liz Wong
CeMAP | CPSP
Mortgage & Protection Advisor
In a World Full of AI,
Heart Still Wins Over Algorithm
FCA-Regulated | Helping You Build a Life in the UK
Let's Talk About Your Future
CeMAP | CPSP
Mortgage & Protection Advisor
In a World Full of AI,
Heart Still Wins Over Algorithm
FCA-Regulated | Helping You Build a Life in the UK
Let's Talk About Your FutureWhere Strategic Thinking Meets Human Understanding
I came to the UK as an educator and entrepreneur, building my own business while navigating what it takes to establish a life in a new country. That journey—still unfolding—taught me something crucial: financial decisions aren't just about numbers. They're about the life you're building and the future you're protecting.
As an FCA-regulated mortgage and protection adviser, I work with everyone from first-time buyers taking their biggest leap, to experienced investors expanding multi-property portfolios. What they all have in common? They want someone who thinks strategically but speaks like a human being.
Whether you're buying your first home or your fifteenth, protecting your family or your business assets, I bring the same combination: sharp business thinking and genuine understanding of what these decisions mean to YOU.
Strategic. Empathetic. Real.
Because the best financial advice is both smart AND human.
First home or forever home—I'll find the right mortgage from 110+ lenders for your unique situation.
Building a property portfolio? Access specialist lenders and competitive rates for your investment strategy.
Financing for business premises or development projects—expert advice tailored to your business needs.
Protect the people who depend on you. Whole of market advice with non-loaded premiums.
What happens if you can't work? Ensure your bills get paid and your family stays secure.
A serious illness shouldn't mean financial stress. Get a lump sum to focus on recovery, not bills.
Lifelong protection for your loved ones—guaranteeing a payout whenever you pass away.
Skip NHS waiting lists. Fast access to specialists and treatment when you need it most.
Protect your business from losing a key person. Ensure business continuity and secure your livelihood.
Please note: Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Whole of Market Advice — I search over 110 lenders to find you the best deals, with access to exclusive rates you won't find on comparison sites.
No hidden costs. Here's what you'll pay:
| Research & DIP | £200 (on commitment) |
| Application Processing | £295 (on application) |
| Through to Offer | £0 (on offer) |
Fees exclude VAT where applicable. Non-standard cases (e.g. adverse credit, complex income, debt consolidation, ex-pat, overseas applicants, etc) will incur an additional fee based on the complexity.
| Total Fee | Up to £1,995 |
Broken down as: On Commitment (research & recommendation), On Application (processing), and On Offer (processing through to offer).
Fees exclude VAT where applicable. We may also receive a procuration fee from the lender, which will not be offset against advisor fees charged to you.
| Standard Fee | Up to 1% of loan |
Example: £100,000 loan = £1,000 fee
Fees exclude VAT where applicable. We may also receive a procuration fee from the lender, which will not be offset against advisor fees charged to you.
| All Protection Insurance Products | No upfront fee |
I receive commission from the insurance company. This will be disclosed in your illustration. Whole of market advice with non-loaded premiums.
All fees are non-refundable. Lenders may offer you cashback or incentives. These are separate benefits that don't affect my fees.
Your home may be repossessed if you fail to keep up payments on your mortgage or any other loans secured against it.
This website provides general information for educational purposes only. I can only provide personalized financial advice after a comprehensive fact-find to understand your specific circumstances, needs, and objectives. All advice is subject to a full assessment and suitability review.
Breaking down mortgages and protection in a way that actually makes sense—with heart, not jargon.
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Milton Keynes, Buckinghamshire & UK-wide